![]() ![]() And that we are increasingly being enabled to have control over our own data. It is like breathing – something you do all day, without thinking about it. It refers to the global trend in our increasingly digital society towards every interaction in our daily lives becoming a transaction, or in other words a digital exchange of value. What does ‘Alles Transaktion’ mean exactly? Douwe Lycklama This could accelerate the transition from ‘institutional trust’ to ‘infrastructural trust’. The book also discusses a vision of the future in which people and companies take control of their data. ![]() ‘Alles Transaktion’ examines the relationship between transactions, the buying process, markets, platforms, data and trust, and explains it based on case studies, background information, models and illustrations. Douwe Lycklama is one of the authors of the book ‘Alles Transaktion’, which was published earlier this month, and Mounaim is Strategy Director and Country Manager for the DACH region at INNOPAY. I spoke with Mounaim Cortet and Douwe Lycklama about this development and the implications for the financial industry. Interview with Mounaim Cortet and Douwe Lycklama Trust and the certainty that systems work reliably, truthfully and securely are elementary to realising the full potential of the digital age. As the digital transformation accelerates, every interaction is becoming a transaction, and new types of added value – such as personal data, access rights, obligations, attention and reputation – form an important basis for new business models. Businesses are increasingly connecting with customers and partners online, and vice versa. New technologies are changing people’s lives, companies’ business approaches and how information is exchanged. In an interview, Mounaim Cortet, Country Manager for the DACH region at INNOPAY, and Douwe Lycklama, one of the authors of the book and co-founder of INNOPAY, talk about what this means for banks and other financial services companies.ĭigitalisation and the internet offer a growing number of far-reaching opportunities. The latest edition of our award-winning book ‘Everything Transaction’ (‘Alles Transaktion’ in Germany) goes into more depth about digitalisation and how the internet offers ever more far-reaching possibilities for building infrastructural trust. In this new online world, people and companies will have more control over their data and will be given a greater share in the benefits, which currently go to ever-larger monopolies. An important prerequisite for this is the building of trust and the transition from ‘institutional trust’ to ‘infrastructural trust’. The internet has reached its third stage of development: after ‘information’ and ‘interaction’, it is now time for ‘transaction’. ![]()
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